B. Free consultation for bankruptcy debtor clients at Ruff & Cohen, P.A.

C. Our attorneys, Eric S. Ruff and Lisa C. Cohen, education and experience

1. Eric S. Ruff, appellate court experience

2. Lisa C. Cohen, appellate court experience

3. Courts to which Ruff & Cohen's attorneys are admitted to practice

D. Bankruptcy law, introduction

1. Table of Contents, including chapter 7, chapter 11, and chapter 13

a. Chart, different types of bankruptcy

b. Chapter 7 bankruptcy law - forgiveness of debt, exempt property, surrender, redemption, reaffirmation

i. Animation, chapter 7 time line, from filing to discharge

ii. Repossession of vehicles

c. Chart, chapter 7 compared to chapter 13

d. Exempt property in Florida

e. Chapter 11 business reorganization

f. Chapter 13 personal reorganization

i. Anatomy of a Mortgage Foreclosure in Florida

g. Attorney fees and filing Fees

h. Frequently asked questions (FAQ)

i. New bankruptcy law - the proposed Bankruptcy Reform Act legislation- an attorney's viewpoint

E. Contacting Ruff & Cohen, Gainesville and Jacksonville, Florida law offices, obtaining interview questionnaire form by fax or download

F. Maps to office of Ruff & Cohen, selections

1. Gainesville office of Ruff & Cohen, map, distant view

a. Gainesville office of Ruff & Cohen, map, close-up

b. Gainesville office of Ruff & Cohen, written directions

2. Jacksonville office of Ruff & Cohen, map

3. Jacksonville office of Ruff & Cohen, written directions

G. Video and Panoramas relating to bankruptcy law in Florida

1. Video, clip from our bankruptcy video

2. Panorama of creditors' meeting location in Gainesville

H. Links to other websites of interest

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